Fair, flexible splits
Split by 50-50, income, or custom rules — and change per bill without spreadsheets.
Founding spots: 387 of 1,000 founding spots remaining
Most couples fight about money. Plan/ria couples don't.
Shared finances that adapt to your relationship. Launching soon.
“We wish this existed when we first moved in.”
“Finally something that doesn’t assume we’ve merged every account.”
“The money conversations we’d been avoiding took one evening.”
You'll get our free e-book Money, Love & Courage instantly — short prompts for the money conversations couples put off.
No spam — one click to unsubscribe
Joining is free. We only email about launch updates and your download.
Your data is never shared or sold. Hosted in the UK.
Here's what you get when you join
Your account, your rules
Start private, share what matters, and control what your partner can see as trust grows.
Bring your bank
Works with your existing UK bank via Open Banking — no switching required.
How it works
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Step 1
Claim your founding spot
Leave your email — it takes seconds. No card, no commitment.
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Step 2
Get the e-book instantly
We'll send Money, Love & Courage — short prompts for the money chats couples put off.
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Step 3
Be first in at launch
Founding couples get early access and three months free when plan/ria goes live.
Common questions
How do we split expenses fairly?
Choose equal, income-based, or custom splits to manage shared costs in a way that fits your relationship — and change the rules when life changes.
Can we keep some money private?
Yes. You control what plan/ria shares with your partner, with flexible settings so you can start small and open up over time.
How does it adjust as we grow?
plan/ria is built for couples at different stages — from flatmates to long-term partners — so your setup can grow with you, not against you.