Finance that evolves with your relationship

Navigate shared finances, privacy, and life milestones together.

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image of satisfied couple managing their finances

14.8M

UK adults living togetherRising demand for flexible finance tools

Relationship stages coveredFrom splitting bills to moving in together

Several

Privacy settingsConfigurable per relationship

Your journey, your way

Bring your bank

Works with your bank, no switching required. Link Monzo, Revolut, or traditional banks via Open Banking.

Fair, flexible splits

Split by 50-50, income, or custom rules. Change per bill without spreadsheets.

Progressive transparency

Start private, share what matters, and increase visibility as trust grows.

Shared goals

Plan and contribute towards shared milestones together with clear progress. Holidays, a wedding, a house, no matter the goal, plan and execute together.

Empower your financial journey, together

Discover tools that adapt to your relationship's financial needs, ensuring harmony and growth.

Contribute to milestones. One pound at a time.

Say goodbye to chasing payments or confusing calculations. Get clarity on who owes what, so you can focus on what matters.

Milestones shared with Alice

Emergency fund

£40,000 • Complete

You Control What They See

Share what matters. Keep what's private. Change it anytime. Build trust at your own pace.

What should Alice see?My expense history

My goals

Shared Spending

Both cards draw from shared accounts with customizable spending limits

Individual Privacy

Keep personal purchases private while sharing what matters

Grows With You

From casual dating to marriage — your financial setup evolves

Seamless setup for shared finances

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Navigate your financial journey together

A couple smiling while planning their financial journey with plan/ria

Effortless expense sharing

Discover fair cost-sharing methods that for you, and it can be configured per bill.

Define your financial space

Explore privacy and openness, start private, share what matters, and increase visibility as trust grows.

Plan for key life events

The shared milestones feature helps you plan and contribute towards shared life goals together with clear progress.

Streamline your contributions

Set up recurring contributions, automate savings, and track your progress with ease.

A smiley, married couple planning a house purchase together using plan/ria

Financial harmony post-marriage

Adapt your budget for new beginnings.

Your questions, our answers

Navigating shared finances with ease

Explore how to manage your finances together, maintain privacy, and adapt to changes in your relationship together with plan/ria.

How does it adjust as we grow?

plan/ria evolves with your relationship, tailoring its features to your stage of commitment. From splitting bills to planning for shared goals, every step of the way.

Can we set privacy preferences?

Yes, you control what financial details are shared or private, with flexible settings for each partner.

How do we split expenses fairly?

Choose equal, income-based, or custom splits to manage shared costs in a way that fits your needs.

What if we break up?

Our graceful separation tool helps you divide finances smoothly, maintain privacy, and move on without stress.

Does it help with big milestones?

Yes, plan for key moments like moving in, marriage, or buying a home with tailored features.

Is it for unmarried partners too?

Yes, it's designed for all couples, adapting to your unique financial setup and legal status.

Your financial journey, reimagined